Keep more of a big win
US State Lottery Tax Rates
Federal withholding is 24%, but state treatment varies from 0% to 8.82%. See how your winnings are taxed by state.
By state
State withholding rates on lottery winnings
Rates below are the typical state withholding on lottery prizes for a resident. Reference only — check current law for your situation.
US Lottery Tax FAQ
Does the state where I buy matter for taxes?
Generally, lottery winnings are taxed by your state of residence, not the state where the ticket was bought. Buying in a no-tax state doesn't let you dodge your home state's taxes.
Is the 24% federal withholding all I pay?
No. 24% is the automatic withholding. Your total federal tax depends on your full-year income and can reach up to 37% for a giant jackpot — you may owe the difference at tax time.
Which states have 0% lottery tax?
Several states have no state income tax at all (e.g. Texas, Florida, Nevada, Washington, Wyoming, South Dakota, Alaska, New Hampshire, Tennessee). Others exempt lottery winnings specifically, such as California and Pennsylvania.